Here's the most recent fintech, crypto and blockchain news from all around the globe:

Cryptocurrency Hub online community appreciates and cherishes the time and effort its members invest communicating, interacting and contributing on its platform and as a token of appreciation and giving back to the community we came up with a a prize points system based on members activities in the community! Yaaaaayyyyyy 😎

So that's how it will work:

Registered members earn points based on certain activities. Each activity has a number of points for each action taken. These points will be added for each member automatically.

Points will be calculated according to the below formula (subject to change upon the discretion of the admins):

Don't forget that you can invite new members to our community and help it grow while collecting points for each invited member! 🤪

The regular crypto giveaway will be in the form of weekly Cardano (ADA) and monthly Ripple (XRP) prizes! 🎁😁

Weekly Cardano (ADA) prizes (2 winners):

Every end of the week a First Prize will be given to 1 winner (1st highest number of activity points collected for the corresponding week): 30 ADA

Every end of the week a Second Prize will be given to 1 winner (2nd highest number of activity points collected for the corresponding week): 20 ADA

Monthly Ripple (XRP) prizes (1 winner):

Every end of month one Prize will be given to 1 winner (with the highest number of activity points collected for the corresponding month): 50 XRP

Members usernames will be of course announced in due dates and contacted to have their crypto prizes transferred to their wallets addresses.

Remember the more you are active and contributing to the growth of our online community the more points you earn and the more chances you get to win BIG with us! 😛🤗

Good luck to everyone! 👏

We will also go for a walk in the old Karuizawa Ginza street, reminisce about the flavor of the old shopping street, and the beautiful and solemn St. Paul's Catholic Church. Finally, we will buy large and small bags for everyone at the outlet shopping, put them all in the coach, and drive straight back to Shinjuku , one itinerary to meet multiple travel goals.

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She had been shopping with her Mom in Wal-Mart. She must have been 6 years old, this beautiful brown haired, freckle-faced image of innocence. It was pouring outside. The kind of rain that gushes over the top of rain gutters, so much in a hurry to hit the Earth, it has no time to flow down the spout.

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London is home to a vibrant and diverse digital marketing industry, with numerous digital marketing companies offering a wide range of services to businesses across various sectors. Here are some well-known digital marketing companies London:

• IProspect: A global digital marketing agency with a London presence, offering services in paid search, SEO, social media, and more.
• Verve Search: Known for its creative approach to SEO, Verve Search specializes in content marketing and outreach.
• Greenlight Digital: Greenlight Digital is a full-service digital marketing agency providing services in SEO, paid media, social media, and web design.
• Found: Found is a data-driven digital marketing agency that offers SEO, PPC, and content marketing services.
• Roast: Roast is a performance-focused digital marketing agency specializing in SEO, PPC, content marketing, and web development.
• Passion Digital: Passion Digital provides a wide range of digital marketing services, including SEO, PPC, social media, and web design.
• Digiday: Digiday is a digital marketing agency with a strong focus on data analysis, offering services in SEO, content marketing, and social media.
• Merkle: A global data-driven customer experience marketing agency that has a London office, offering services such as SEO, PPC, and data analytics.
• Croud: Croud is an international digital marketing agency with expertise in SEO, PPC, and content marketing.

There are numerous digital marketing companies worldwide, offering a wide range of services to help businesses grow their online presence and achieve their marketing goals. Here are some well-known digital marketing companies, although it's essential to conduct your research and consider your specific needs when selecting a company:

• WebFX: Based in Pennsylvania, USA, WebFX offers a comprehensive suite of digital marketing services, including SEO, PPC management, social media marketing, and web design.
• Ignite Visibility: A California-based agency known for its expertise in SEO, paid advertising, social media, and email marketing. They also offer reputation management and CRO services.
• Merkle: With a global presence, Merkle specializes in data-driven performance marketing, providing services such as SEO, PPC, CRM, and analytics.
• Neil Patel Digital: Founded by Neil Patel, a renowned digital marketer, this agency offers a range of services, including SEO, content marketing, social media, and paid advertising.
• Digital Marketing Agency (DMA): Based in the UK, DMA offers SEO, paid advertising, web development, and social media services. They also have a strong focus on eCommerce marketing.

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The XRP market has experienced notable growth and development, largely influenced by the ongoing SEC vs. Ripple lawsuit in the United States. Ripple's CEO, Brad Garlinghouse, revealed that a substantial $200 million has been dedicated to fighting the SEC over the past two years. Despite these legal challenges, Ripple's products, such as On-Demand Liquidity and RippleNet, have gained significant adoption globally, extending the demand for XRP beyond the United States.

Furthermore, Ripple Labs has allocated nearly $1 billion for strategic acquisitions, indicating their commitment to expanding their presence in the industry.

The inception of the XRP ledger can be traced back to 2012, when visionaries Arthur Britto, David Schwartz, and Ryan Fugger laid its foundation. Since then, the XRP ledger has continuously evolved through updates and enhancements, bolstering its utility and security.

Exciting news arrives from XRPScan, the prominent XRP Ledger explorer and network analysis platform, as they unveil a significant milestone achieved by the XRP Ledger.

Ripple's CEO, Brad Garlinghouse, has expressed optimism about the potential resolution of the long-standing crypto lawsuit between Ripple and the SEC. Garlinghouse recently predicted that the court battle, which began in December 2020, could conclude within a few weeks.

Garlinghouse also highlighted the ongoing developments in the courtroom and discussed various points, including the significance of the Hinman speech.

The crypto market is experiencing a downturn, with many cryptocurrencies testing or falling below crucial support levels. Bitcoin plummeted below $27,000 and lost support at $26,500, while ETH dropped below $1760. However, XRP has shown remarkable strength and resilience amid the market's bearish trend.

The positive sentiment surrounding the Ripple vs SEC lawsuit is one reason for the growing strength of XRP. Ripple CEO, Brad Gardlinghouse, recently expressed optimism that the lawsuit would be resolved before the end of Q3, fueling the XRP price.

While the price of XRP is rising in the short term and may test interim resistance levels, it's important to reach the next resistance at $0.5 to eliminate the bearish influence. To trigger a significant bull run towards $3.3, the price must hit the major resistance at $0.67. This prediction has been made by a popular analyst.

The price of XRP has taken a hit, declining over 2% within the last 24 hours and trading close to $0.42. This decline may be due to uncertainty and a possible downward move, according to the YouTube channel More Crypto Online.

They suggest keeping an eye on the downside as long as the price remains below the last swing high of $0.47, with a possible target of $0.37.4 based on a one-to-one ratio between the length of the A wave and the high of the B wave.

The channel also notes that there was previous resistance at around $0.41.7, which could now serve as the next support level. To confirm a bullish wave count, a clear support level is needed, which in this case is at 40 cents, also a 78.6% retracement level.

The recent drop in Bitcoin price due to Binance's suspension of withdrawals may have also contributed to XRP's decline, despite signs of recovery in US regional bank stocks earlier in the week.

According to Zeberg, the crypto market is on the brink of a massive rally, with XRP, BTC, and ETH poised to lead the charge. He cites several factors that contribute to his optimistic outlook, including increased institutional adoption of crypto, a growing interest in decentralized finance (DeFi), and a general shift in public perception towards digital assets.

While it's impossible to predict the future with certainty, Zeberg's analysis is worth considering for those interested in investing in crypto. It's important to keep in mind, however, that the world of cryptocurrency is highly volatile and subject to sudden shifts in market sentiment.

There's been a new development in the ongoing lawsuit between Ripple and the SEC, and it might have a big impact. An advocate for XRP and attorney named Bill Morgan has revealed that the SEC's own expert said that since mid-2018, changes in the price of Bitcoin and Ethereum have accounted for up to 90% of changes in the price of XRP.

Morgan thinks that if the SEC's expert is correct, Ripple is to blame for allowing the price of Bitcoin and Ethereum to influence the price of XRP. He also thinks that Ripple's centralized management means they control the price of XRP.

Interestingly, Morgan also agrees with the SEC's claim that investors rely on Ripple's efforts to create profits. He thinks that investors are not depending on Ripple's sales of XRP, but on their legal efforts in winning the lawsuit against the SEC.

Another attorney named Jeremy Hogan has reacted to Morgan's claims and made an assumption that the judge overseeing the Ripple lawsuit might decide that sales of XRP since mid-2018 were not securities because even the SEC acknowledges that Ripple's actions since that time have had almost no impact on XRP's price. This could lead to an unexpected verdict in the case.

Cryptocurrency experts have predicted that XRP, the cryptocurrency issued by top blockchain payment firm Ripple, is on track for a major surge by 2030.

One of the experts, Egrag Crypto, recently shared their prediction, including a forecast that the asset could reach $120 by July 2024.

However, prominent XRP investor and crypto trader, Mack Attack, has set more ambitious targets for the asset, predicting it will hit $550 before hitting a value of $7,000. The expert ultimately expects XRP to hit $10,000 by 2030.

Interestingly, the third analyst, Dark Defender, examined XRP’s price changes from October 2016 to February 2017, when the asset dropped massively to as low as $0.005. If something like this were to happen again, Defender believes the XRP price could hit over $130 by the end of 2023.

XRP’s recent growth comes amid an increase in buying pressure and growing anticipation for the outcome of Ripple’s legal battle against the US Securities and Exchange Commission.

The remittance token also took advantage of the hype of the altcoin season, hitting multi-month highs ahead of the ruling, which is expected to manifest anytime this month. A ruling in favor of Ripple could see XRP soaring to new heights. As of the time this article was written, XRP was worth $0.515.

Amidst the crypto regulatory crackdown in the United States, XRP price continued to gain value against all odds. According to the latest crypto market data, XRP price exchanged around 49 cents, up approximately 7 percent during the early Asian trading session. On the other hand, Bitcoin and Ethereum prices were down about 3 percent during the same period to trade around $26.9k and $1,715, respectively.

The XRP market, heavily bolstered by the Ripple Labs’ businesses, has attracted crypto traders’ attention since the asset broke out of a multi-month logarithmic downtrend... Read more

#Ripple $XRP has a nuke up its butt propelling it to new heights like daily!
#xrpthestandard #internetofvalue #xrp

#Ripple $XRP riding the unstoppable bull train! 1 dollar 25 cents wow... Just WOW! 🤩 💪🏻🚀🌚

I exited $XRP since the start of the #SEC lawsuit and now solely investing in #VeChain $VET. Not that I consider XRP a shitcoin but due to all the hassles it went through. But I'm very happy for XRP hodlers of course. 1 dollar! Wow! Their patience and resilience paid off BIG time! 🤩 💪🏻

Wait! What? #SEC lawsuit against #Ripple you say?!
but.. BUT $XRP just got to 45 cents! 🚀 🌚

#XRP is still being traded in massive volumes despite most #crypto US exchanges delisting it or suspending trading with it.

Face it haters lol 😂 , XRP is here to stay and to flourish💪🏻
#XRPCommunity

Here's a small recap of what happened earlier today with Ripple XRP:

1. Since $XRP pump announcement many of the #XRPCommunity prematurely jumped onboard and pushed the price from 27 cents to 77 cents in few days.

2. At the time of the pump #XRP price felt as low as 34 cents and found a support around 40 cents.

3. Reason for the price drop is simply because price of xrp peaked well before the pump date and time then whales at the exact time of the pump started to cash out for profit or short xrp.

4. The above resulted in incurring losses for some and gains for others,  but what is sure and certain is that this pump, pumped a new blood into the coin and raised awareness of its utility and the cheer power of the community supporting it despite the SEC lawsuit against Ripple accusing them of selling unregistered securities and despite the fact that most crypto exchanges in the US have either delisted XRP or halted / suspending its trading until further notice.

#BUYANDHOLDXRP

The #XRPCommunity is about to Pump #XRP the same way the #RedditCommunity pumped #gamestop stock.

Here's the Telegram group planning to pump $XRP 1st of Feb 2021 at 8:30AM EST. The group has gained more than 100k members over night.

BUY & HOLD XRP FEB 1st, 2021 @8:30AM EST

#BUYANDHOLDXRP

https://t.me/pumpxrp

#Ripple $XRP skyrocketed today and went up as high as 37 cents + and now trading for 34 - 35 cents.

Apparently #XRP is here to stay and seems there's some sort of a solution or a settlement being cooked behind closed curtains between #SEC and @Ripple.

#xrpthestandard #xrpcommunity

#XRP is a coin that simply refuses to die. Despite a plethora of exchanges and wallets in the #US delisting / suspending $XRP it's still going strong against all odds and almost touched down the 33 cents earlier today!
#XRPCommunity I truly salute you🙇‍♂️
No retreat, No Surrender👊🏻

Sad day for the #XRPCommunity. Due to the legal issues #Ripple as a company is facing lately, $XRP definitely got a big hit unfortunately and I'm sad to report that #XRP is now #5 in #marketcap with #Polkadot $DOT taking #4 position and overtaking XRP.

We lost a battle not war 😔

Learn from my stupid experience that just cost me an arm and a leg. It will do you good and avoid my huge mistake so you won't feel like shit and feel devastated like I am right now. I truly regret but to hell with it, it's too late for that now. So much for a merry holiday!

Anyway just lost over 12000 xrp (well over USD 6000 at one shot as of current xrp market rate). This shows how panic sell can screw one up big time. Im usually a long term hodler and I rarely do trade.... When xrp reached earlier today 44 cents I wanted to stop my loss so sold them for tether stablecoin (USDT).

Said to myself I'll short and rebuy again at a lower price but to my shitty damn luck at that very exact price point, it bounced back hard and here greed came at play and said to myself it will fall back down so let's wait and it kept going up then to make things worst for me, BTC has hit the long awaited All Time High (ATH) not seen since December 2017!!! Which gave a massive boost to all altcoins including XRP!

And me still awaiting for xrp to fall down, due to my greed index hitting all time high as well, kept waiting for a retrace and a correction which is of course far from it, we are in the middle of a damn bullrun!

Lost patience and kept seeing the correlation BTC / XRP / Other altcoins all soaring same time, I said let me not incur more losses, already got hit big time!

So bought XRP at 54 cents that's from selling it at 44 cents! 10 cents loss per xrp and the devastating results are over 12000 hard earned XRP loss! Perfect example of selling low and buying high!

Anyways guys learn from my stupid mistake and avoid what I've done so you won't suffer dearly as a result of your actions / decisions

PS: Any toxic / negative comment will be deleted and the member permanently banned. If you don't have a constructive feedback to share then keep it to yourself please! Enough already the loads of shit feelings I'm going through right now...

The surge in xrp price is not in any way, shape or form solely and exclusively correlated to the spark token airdrop, it's an altseason across the board, almost all top alts have witnessed a considerable increase in prices, them too are appreciating in value due to the spark airdrop? Of course not...

Therefore while spark will lead to more investors buying xrp to benefit from the airdrop post-snapshot and some will dump after the snapshot takes place, I don't think there will be a huge dump that is significant enough to lead to a sudden and steep decline in xrp price, there's over 3 billion xrps held on coinbase alone so go figure, it's not the spark airdrop that will define the use case and utility therfore the value of xrp, it's actually the other way around, xrp gives value to spark and gives it the utility it needs to bridge the XRPL to the Ethereum blockchain.

So not sure if xrp will go up or down post snapshot but if it ever falls I don't think it will be a steep decline, nothing more than any other coin that will eventually witness a healthy correction / adjustment.

Fast | Scalable | Distributed | Stable | Eco-friendly

Why $XRP is the best #digitalasset for #payments you ask?
Here's a simple comparison chart that takes into account three criteria: #speed vs #cost vs #scalability.
Coins compared with #XRP are #BTC vs #ETH vs #BCC vs #DASH vs #LTC.
Hence the very famous hashtag: #xrpthestandard😉