Users prefer DeFi lending and borrowing for a variety of reasons, including transparency, security, and open-source nature. DeFi lending and borrowing are most commonly done through the use of a smart contract, which eliminates the need for a middleman and makes the process seamless and simple. This peer-to-peer platform allows users to lend and borrow money directly from one another. If you want to break into the financial services industry, a Decentralized lending & borrowing platform is a great place to start.